Health Insurance Marketplace (Nongroup and Group Insurance)
Provide a brief history of health insurance within your state, recent (if any) legislative actions and possible impacts on the health insurance system;
Non-group Insurance: Health Insurance Marketplace (Exchanges): Collect the following data: state/federal run exchange; number of insurance carriers; avg. premium; trends in premium prices; Select a few plans on the exchange and discuss the tradoffs between price and network exclusivity
Using this website: https://www.kff.org/interactive/subsidy-calculator/ create 4 fictional people and investigate how much it would cost for each person to purchase an individual health insurance plan (** you do not need to complete this question until the final PowerPoint presentation)
Collect and report: Average annual single premium per enrolled employee; Employee contribution; Employer Contribution, Total Annual Premium. Report the data for your state and the U.S. national averages
Hospitals and Providers – The Landscape and Its Impact on Health Care Costs and Access (** section C is due on Nov 17th)
Health Care Expenditures per capita by Service by State for Hospital Care; physician and clinical services, prescription drugs, nursing home care.
Using this tool, https://www.healthcostinstitute.org/research/hmi/hmi-interactive, Select a metro area in your state, and report the price, use, price& use, and the hospital concentration. Make sure that you read the information about hospital concentration – discuss what the HHI means and its impact on your healthcare market. Provide this discussion as part of your Submission 3 Section C document.
Quality:
Using this tool, https://www.medicare.gov/hospitalcompare/search.html, select your state then select (3) acute care hospitals from different geographic locations in your state and choose 5 different data measures and compare your hospitals. Which hospitals had the highest ratings? Are these hospitals located in more urban settings? Higher income? Racially diverse?
Find 4 hospitals in your state where each hospital received a different grade (1 A level the remaining vary between B – F). Evaluate each hospital’s full score – what are the major problems with these hospitals who received a less than A rating?
Using the 2019 County Health Rankings data, collect the following information and summarize how these access to care measures impact the health of the residents in your state. https://www.countyhealthrankings.org